5 Steps to a Better Credit Score
Credit score: This little three-digit number can have a large impact on your financial future. (Not sure what yours is? Start here, then read on.) Scores range from 300 to 850, and anything under 620 is usually considered poor credit. Banks and other lenders base many of their decisions on your score. Think yours needs a boost? Read on for five simple ways to up your score in just a few months.
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Sell Your Things Online
Got a bunch of stuff lying around that you don’t use anymore? Before sentencing it to the Dumpster, consider the online outlet. Whether it’s eBay or another auction site, the Web offers various ways for you to share used goods with others (remember, your trash is another WORKSgirl’s treasure). Here, a few tips to help you get the most out of your online experience.
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5 Books That'll Make You Rich
Maybe you’re looking to build a budget or for advice on how to invest your spare cash and become a millionaire by the time you retire. Whatever your need, these money-focused books will help you become more financially fit and offer advice that’s worth its weight in gold.
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Do You Have a Savings Plan?
The monthly paycheck you get (cha-ching!) is a reflection of your hard work. While setting aside part of your salary may sound important, it can be hard to figure out just where to put your extra dollars (especially when you’d rather use the money to buy an expensive handbag). Read on for a breakdown of savings options.
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Buying Your First Home
Like most New Yorkers, Michelle Howry lived in an apartment that she had been renting for years. But in the fall of 2003, Howry, who shared a place with her sister, finally had her fill of the landlord/tenant relationship. “Our electricity had gone out and our landlord was horrible to deal with,” says Howry, a book editor who, a year before had toyed with the idea of buying real estate. ” The whole experience made me feel really energized to start looking for a place of my own.”
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Start a Fun Fund
Every financial analyst worth her salt will tell you that you need to put some money into a savings account each and every month. But have you heard about this new twist on that monthly transfer? It’s called the Fun Fund, and it’s just what it sounds like.
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